Smart Budget Breakdown

AI-powered budget planning with personalized recommendations for South African cities

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Johannesburg

Major economic hub

Cost Index: 1.00
Living Cost vs National Average:Lower
Financial Tips

50/30/20 Rule

50% needs, 30% wants, 20% savings for optimal financial health

Emergency Fund

Aim for 3-6 months of expenses in an accessible account

Housing Budget

Keep housing costs below 30% of your monthly income

Pro Tip

Review your budget monthly and adjust based on actual spending patterns.

Automation

Set up automatic transfers to savings accounts on payday.

Track Progress

Use our mobile app to track expenses in real-time and stay on budget.